A young woman holds a debit card with gift bags on either side of her

Credit Cards

Little card. Big possibilities.








Personal Credit Cards

Earn points faster by combining points with your First Federal debit card points. Build up your points to redeem them for travel, merchandise, gift cards, or even cash!

Personal Credit Card

Classic

Our Classic Credit Card is a great low-cost option to use for everyday spending or to use for large expenses like appliances or car repairs.

  • No annual fee
  • Minimum credit limit of $2,500

Personal Credit Card

Rewards

Our Rewards Credit Card is a great option for customers that want to earn points with their purchases.

  • Earn 3 points per $1 spent on airline purchases
  • Earn 2 points per $1 spent on hotel reservations
  • Earn 1 point per $1 spent on everyday purchases

Business Credit Cards

Whether you need to furnish an office or hit the ground running with new laptops, our business credit card accounts are quick to set-up, easy to use, affordable, and secure.

Business Credit Card

Classic

Our Visa Business Credit Card has no annual fee and is the perfect low-cost option for your business needs. This card gives you the power to buy office supplies, take clients to lunch, or build your inventory, all with a fixed rate.


Business Credit Card

Rewards

Our Rewards Business Credit Card is a great option for business customers that want to earn points with their regular business purchases.

  • Earn 1.25 points on everyday purchases
  • Combine points with your personal Rewards Credit Card or First Beacon debit cards.

Ready to get started?

First Beacon Federal Credit Union credit cards are a great way to build credit and make purchases online and in-person, from nearly anywhere.

With our Rewards card for personal and business accounts you can earn points as you spend.  Earn earn extra points when you shop specials online and accumulate points to redeem them for travel, merchandise, gift cards, or even cash! Plus, all of our credit cards are backed by the power of Visa.
 
 

"First Beacon is a personalized financial experience. All the bank employees are ready to help and assist in any of the financial needs that arise. This bank goes above and beyond to help their customers in every aspect. I highly recommend First Federal Bank for personal and business banking."

Janny McAlister





Looking for a new piece of equipment? 

We've got that for you. Using our Credit Card reward 





1.   Classic Credit Card: Minimum credit limit is $2,500 and maximum credit limit is $25,000. APR of 14.90%. No annual fee.
2.   Rewards Credit Card: Minimum credit limit is $5,000 and maximum credit limit is $25,000. APR of 14.90%. Annual fee is $49.99. Reward points may take up to 40 days to show in your account. Cash back rewards may be subject to tax reporting.
3.   Classic Business Credit Card: Minimum credit limit is $5,000 and maximum credit limit is $35,000. APR of 14.90%. No annual fee. 
4.   Rewards Business Credit Card: Minimum credit limit is $5,000 and maximum credit limit is $35,000. APR of 14.90%. Annual fee is $49.99. Reward points may take up to 40 days to show in your account. Cash back rewards may be subject to tax reporting.